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Financial Freedom And Procrastination!

One of my many frustrations deals with people who say they want to achieve financial success but don’t seem to have the time to work it into their schedule. It can’t be both ways!

I have talked to many people who tell me that they are sick and tired of not getting ahead. They tell me that the financial world is against them and that the financial institutions do not operate in their best interest. They tell me that they want to achieve financial freedom and have their wealth work for them and not them working for it. It seems like these people are telling me what they think I want to hear, and not what they truly want for themselves.

If we accept them into our Personal Economic Coach process, after they profess to want to achieve financial success, it seems that these people are very attentive for the first few meetings. [Not everyone falls into this category.] They approach the process with great gusto but over time cannot continue to stay focused on the training necessary to become financially free.

Achieving financial freedom requires education and time to get it. We offer the tools and the resources for anyone to gain financial freedom. All anyone has to do is commit the time, without excuses. There is no question that ten percent of the people control ninety percent of the world’s wealth because they’re willing to take the time and educate themselves. This small group of people ranges from all walks of life, but the thing that separates them is their commitment to learning what they need to learn to become financially free. That is why they are wealthy!

Procrastination is a terrible disease! It afflicts ninety percent of the world’s population. There is no pill that you can take to get rid of it. The only way that it can be eliminated is when the individual that is afflicted with it, decides they have had enough. When people have realized financially that they have lost substantial amounts of money to the financial institutions, then they decide that they need to take action. This point is usually too late.

Financial liberty is something that everyone has been endowed with by their creator. But there are many people, out there in the world, who want to take these liberties away from individuals. People are losing their financial liberties all the time and they don’t know it. The financial institution, financial planners, and many accountants strip consumers from their financial liberties all day long.

Financial freedom and financial liberty go hand in hand, and everyone must work to protect it. Putting things off, and procrastinating, will always transfer your financial liberties to someone else. When they sense that you don’t know what you’re doing they will take advantage of you. When you show them that you do know what you’re doing they will leave you alone.

Personal Economic Coach allows individuals to learn how to recognize when someone is trying to take advantage of them. It teaches people how to recover dollars that are currently being extracted from them without their knowing it, and put them to growth. Everyone is losing huge amounts of money on a daily basis and they don’t know it. When these dollars are recovered and put the growth they will add millions of dollars to an individual’s bottom line, depending on the age of the individual.

Your freedoms and liberties are not just what we think about as they relate to our Bill of Rights. They translate into all walks of your life which includes your financial life as well. There are people around the world that are very interested in taking away your freedoms and liberties, as well as people within your own country. You need to protect these financial liberties and the best way to protect them is to learn as much as you can about them. This article is dealing in finance only so far our purposes we’re concerned about your financial freedoms and financial liberties as you can tell.

If you’re a financial procrastinator then you need to immediately take action and decide today that you want to protect your financial freedom and financial liberties through financial education. Through Personal Economic Coach you can achieve this goal. You don’t want to get to your later years and wonder where all of your hard earned money went. Whenever I work with a client who begins to start procrastinating, I bring this to their attention to see whether it is truly their desire to become financially free.

Andrew Carnegie, the wealthiest man in the world in the late eighteen hundreds and early nineteen hundreds, said “the problem with the American business person is lack of concentration”. This statement holds true today and probably is pretty safe to say will always be a problem.

The solution is at hand, and you can take action today by contacting us at Personal Economic Coach. What you contact us we will take over the only thing we require is a desire on your part to achieve financial freedom.

5 Business Tips to Overcome Deadbeat Customers

You’ve sold the product or provided the service to a customer. Now it’s time to receive payment. The deadline for paying the invoice has past. You’ve not heard from the customer, so you decide to contact the person by phone. The customer agrees to pay you within a week. However, a month has past since that conversation, and you haven’t received payment. To avoid such scenarios in the future, use these five business tips.

Choose your customers wisely. Before a customer orders goods or services, you can identify the type of person with whom you’ll be doing business. Signs of a potential deadbeat customer include a demanding, vague, and uncompromisable demeanor. If you do not have an inclination to do business with this person, it’s best to decline. If you’re just starting a business, declining a customer may seem like a challenge. You may be wondering where you’ll get more clients, since this person is the first to arrive in your business. While it may appear rewarding to accept this customer in the short term, this mistake may end up costing you more in the long run.

Receive your payments upfront. This is one of the business tips that may seem obvious. However, there are many business owners who are omitting this rule from their business. Whether it’s out of fear of not getting more clients or simply their preference, getting paid before the product is sent or service is rendered will save you the time and hassle of having to collect what is rightfully yours. If you’re selling products or providing services on the internet, do so on a cash on delivery basis.

Add interest to overdue invoices. Include a statement on your customer’s invoice indicating that interest will be charged if he/she fails to pay the invoice by the deadline mentioned. Make sure that this is included on the invoice before sending the invoice to your customer. Many states forbid interest charges especially in cases where business owners haven’t warned their customers beforehand.

Take the upper hand in the matter. As the business owner, you can withhold certain privileges from the customer. These include services, files, or other property. This is legal in most states. For example, a client has hired you under a work for hire agreement where all the work would become the property of that client. It is recommended that you add a stipulation to the agreement, indicating that all work would become the property of the client once all payments are received.

Contact the billing department. This is applicable to large companies. Ask to speak with a representative in the billing department. Once you’ve reached that person, provide him/her with information about the situation. Then, ask for payment to be made by a specified date. If you do not receive payment by that date, contact top management. Your decision to contact the managers of the company will demonstrate the gravity of the situation and the importance of paying the invoice right away.

Once you follow these five business tips, you’ll eventually overcome the deadbeat customer scenario.

Christian Business Tip – Success Requires Focusing

When the Israelites left Egypt, their focal point was the promise land, to be a free nation serving the Lord. At different times and at different point between Egypt and Canaan land, they encountered many difficulties, among which are-

· Natural barriers and obstacles – the Red Sea and the Jordan River

· Lacks – water, food, and meat

· Confrontation and oppositions – close relations and nations

Difficulties of this nature create fear and unbelief, thus the negative attractions change focus. Rather than believing in God and focusing on how to be successful, ability turns to disability.

Here is the Christian Business Tip – Success Requires Focusing

The path to achieving any goal in life is not very rosy. A similitude of what happened to the Israelite in the wilderness happens to every process of any undertaking in life. Therefore, in the transitional period of your business, you are going to face difficulties, obstacles, challenges, confrontations, antagonism, even persecution. However, with your reliance on God and unshaken faith in your goal, you need to remain focus.

Another illustration shows our Lord Jesus Christ walking on the water; Peter wanted to do the same. But when he saw the wind boisterous, he was afraid; and began to sink, (Matt. 14:26-30).

What happened to Peter here is exactly what causes many undertakings or businesses to fail. At first, when Peter started to walk on the sea, he was focusing on Jesus who had permitted him to walk. However, immediately he shifted his eyes away from Jesus and beheld the boisterous wind, he started sinking. If he had stayed focused looking onto Jesus Christ and kept on walking, he would not have sunk.

When we have a goal, there is bound to be problems, seen and unseen situations will generate and cause fear. Our focus should not be on the problem, but on where we are going. For sure, problems will pop up from time to time, we have to deal with them as they come and take it off our way in order to be able to press forward.

If you think you will accomplish a thing without a problem, you are joking. You will not because of a problem to start thinking negatively or losing your faith or shifting your reliance from God to earthly help. Your dream, your vision, your goal or your undertaking is priority in order for you to succeed.

These 5 Business Tips Will Increase Your Success

A lot of business people are sitting around scratching their heads wondering, “what happened to my business?”

  • You’re living on an overdraft that’s overdrawn.
  • You’re family and friends keep wondering if you’re ever going to “make it work”.
  • You’re ‘friendly bank manager’ is not so friendly anymore.
  • The few customers you worked so hard to win are disappearing or ‘extending their line of credit’ indefinitely.

So what did happen? A global economic meltdown is “what happened” and things are going to be tough for a while.

However, every cloud has a silver lining and there is opportunity in these times for smart business people who are ready to dig deep and swim against the tide of despair.

Is That YOU?

If that is you – if you’re ready to use this ‘downtime’ to improve your business competitiveness, offer better value and sharpen your focus on your market then read these 5 business tips
I have chosen for you 5 business tips (out of almost 80) that I used to improve my business. These tips, can make or save you money starting today:

  1. Most (if not all of your competitors) are suffering the same way you are right now. Many of them are simply ‘throwing their hands up in the air’. Take advantage of their ‘loser’ attitudes and work harder than ever before to improve your business. You can look forward to making their customers YOUR customers when their business finally bombs.
  2. Make the most of your existing client base – make them exclusive special offers, add more value, ask for referrals. It’s a lot easier to sell to someone you already sold to than to someone you have no history with.
  3. Is your marketing material working for you? Is it clear to prospects exactly what it is you have to offer them. (Here’s a little exercise: Sum up your business in three words or less and do it in 30 seconds). Here’s my business summary as an example – Affordable Website Design.
  4. Cut costs. Even the smallest home business is wasting money somewhere. Route it out and cut it out right NOW. Today!
  5. Network. For small businesses this can be the lifeline that will change everything. Get involved with local business networks, enterprise boards, chambers of commerce, whatever. Don’t spend all day on Facebook with people you’ll never really ‘connect with’. Focus on local groups that actually meet in person every month or so. And don’t try the hard sell on these people. Networking takes time so relax and just help people out when you can. In time they’ll refer prospects to you.

That’s just the start and I hope these 5 business tips help inspire you to take positive action to not only survive the recession, but to beat it and profit!

Three Online Business Tips For Your Success

There are overwhelming numbers of online business tips on the web. You can sell a lot of things over the internet. You can find almost everything on the web bags, accessories, apparels, and shoes. Internet has change the way people live nowadays. The accessibility of online shopping opens a huge door for different kinds of online businesses.

Building your own online business is not easy because there are lots of things that you need to consider. Some people who are not determined just give up after a couple of months. If you really want to stay in the business, it is important to accept all possible outcome of your business. You have to accept possibilities that you might experience several failures. The following are helpful tips for people like you who want to try their luck in an online business.

Always keep an eye for possible problems

You have to realize and keep in mind that businesses who manage to stay around are successful because they are solving their own problems as much as they can. These are businesses that do not simply give up because if trials. You can stay longer in the game, if you have the ability to predict future problem that might arise within your business. There is no need for you to have special powers to predict business problems. If you know your business very well, then you will have the ability to know problem that you might encounter in the future. This is the reason why it is important for you to have personal knowledge and attachment to your business.

Check the feasibility of the business in online setting

You have to be aware that there are businesses that are purely business on the net and there are traditional businesses that have their own websites on the web. Businesses which are on a mortar and bricks realize that they can double their profit, if they will enter the world of e-business. Internet technology makes it very easy to reach and approach clients personally. It also increases the chance of having probable customers. Online business is one way to stop creating limitations around your business.

There are businesses that are purely online and this is another story. Online shops and other business that purely revolves around online business is another easy way to start making money online. Online business tips are created for both types of online business.

Create a website and analyze

One drawback of e-business is the cost of doing extensive planning than just implementing ideas. If you have an offline business and you want to create an online version, then you need to find someone that can help you create one. World Wide Web is an amazing place or venue for people who want to build a strong business because of fast turn out of feedback. You can easily improve and change your method by analyzing its effect to your business.

Online business tips like this one can really help people to have concrete ideas on what to do, but it is in your own hands on how you will use these tips for your advantage.