Through proper financial planning, financial independence can be achieved. We discuss simple financial principles on how this can be achieved. As long as you work the principles, there is no reason not to succeed. Is financial planning really important? For the average person, it is often thought of as a nightmare. In reality, it may not be so harsh. The process can surprisingly be quite a low-stress one. In one sentence, financial planning is really just a six-step process you need to go through to achieve your financial goals. Here is a brief outline of… Read Article →

Many believe that candles are great sources of business ideas and concepts. It can be a good source of income provided owners would plan things ahead. Many candle business tips and techniques are already given. However, there has been the yearning to find more satisfying details. A successful business is considered as one if ongoing sales are marked by huge profits and repeat clients. Marketing one’s product may take you to a list of possible ways including building your own website in the net. Others also join craft shows as a means of maximizing profits. Still,… Read Article →

Financial independence is having the freedom to support yourself through your own efforts. Here are seven fundamental habits that will help you achieve and maintain financial independence. 1. Express Gratitude Financial independence begins with gratitude. Set aside a daily period to offer a sincere thank you for every blessing in your life. Include people, places, possessions, talents, and memories. Offer gratitude for your future dreams as though they were already in your possession. Gratitude will allow you to attract the blessings you want. When they arrive, protect them from the thieves that could rob you… Read Article →

Vending offers entrepreneurs a unique business model that can be highly profitable, smooth running and recession proof, at least if they set themselves up right from the beginning. Here are some vending machine business tips for getting started, managing and marketing a company in this exciting industry. Find a Mentor Try to get a mentor who already has a successful vending business. If they are working a slightly different market or niche from yours they will often be happy to help a newcomer get started right rather than seeing them fail and do damage to… Read Article →

Business plan financial projections seem daunting because they are so uncertain. This very uncertainty, however, is what makes preparing them easy because you can’t possibly be right. You can’t predict the future. None of us can. All you can be is competent in the way you prepare your business plan projections. Before you finalize your business plan this year, consider these six caveats to preparing your business plan financial projections: 1. Don’t offer pull-out-of-the-air, “conservative” guesstimates about getting some percentage of the overall market demand or year-over-year growth. It is a mistake to assume that… Read Article →

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